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Business underwriting refers to several different procedures depending on where and what business is conducted. If a person goes to a bank or a private lender, business underwriting refers to the detailed credit analysis and risk assessment performed before granting a loan, insurance, mortgage, equity capital, etc. The credit analysis would be conducted based on the borrower’s credit information including variables like salary, employment history, financial statements, credit history, lender evaluations, etc.
Business underwriting may also refer to the purchase of corporate bonds or government securities and can be termed security underwriting, insurance underwriting, forensic underwriting, or real estate underwriting. Each refers to a similar process of assessing a borrower’s risk or potential to receive or pay for a loan, security bond, real estate, insurance, etc.
George and Company can untangle the complicated process of underwriting and make sure that your bank or lender has the proper information to conduct a thorough credit analysis and risk assessment of your business. George and Company will work with you and your lenders to ensure that whether you are selling your business, developing your business, or purchasing a business you get the financial support you need and deserve. Contact the region's premier business brokerage firm today.